{"id":86,"date":"2020-10-13T19:29:54","date_gmt":"2020-10-13T19:29:54","guid":{"rendered":"https:\/\/www.patrons.com\/blog\/?p=86"},"modified":"2023-11-07T16:06:21","modified_gmt":"2023-11-07T16:06:21","slug":"guide-to-personal-cybersecurity","status":"publish","type":"post","link":"https:\/\/www.patrons.com\/blog\/2020\/10\/13\/guide-to-personal-cybersecurity\/","title":{"rendered":"Guide To Personal Cybersecurity"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Cybersecurity attacks result in millions of dollars in damages each year, affecting individuals and businesses alike. <\/span><a href=\"https:\/\/www.varonis.com\/blog\/cybersecurity-statistics\/\"><span style=\"font-weight: 400;\">Experts predict that an attack happens every 39 seconds resulting in an average of 2,244 hacks daily<\/span><\/a><span style=\"font-weight: 400;\">. Since the onset of the COVID-19 pandemic, that number has risen to roughly <\/span><a href=\"https:\/\/www.prnewswire.com\/news-releases\/top-cyber-security-experts-report-4-000-cyber-attacks-a-day-since-covid-19-pandemic-301110157.html\"><span style=\"font-weight: 400;\">4,000 hacks per day<\/span><\/a><span style=\"font-weight: 400;\"> and may continue to rise as we approach the holiday season.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A cyber attack can be detrimental to your personal finances or your business. Luckily, there are many precautions you can take to help ensure your information is safe \u2014 and if you know how to handle one if it does happen, you may even be able to prevent a devastating loss.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To help you be more cyber aware, here are a few key things you need to know about cybersecurity.\u00a0<\/span><\/p>\n<p><b>Who is Susceptible to a Cyberattack<\/b><\/p>\n<p><span style=\"font-weight: 400;\">No one is safe from experiencing a cyberattack unless you have never used an electronic device or given your information to someone who is using one. Any time you connect to Wi-Fi, enter your password on a website, make an online purchase, or give your information to a company, you\u2019re opening yourself up to the risk of an attack.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To give you a better idea of your odds, researchers have found that <\/span><a href=\"https:\/\/www.varonis.com\/blog\/likelihood-of-a-cyber-attack\/\"><span style=\"font-weight: 400;\">1 in 4 people are likely to experience some type of cyber attack in their lifetime<\/span><\/a><span style=\"font-weight: 400;\">. In comparison, your odds of experiencing a home burglary are 1 in 50 and your odds of experiencing a tax audit are 1 in 100. The likelihood that you will experience a cyberattack is far greater than any other type of personal invasion.\u00a0<\/span><\/p>\n<p><b>How to Protect Your Information<\/b><\/p>\n<p><span style=\"font-weight: 400;\">The key to keeping your data safe is taking all the precautions to protect it. Here are a few tips to help you do that:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Keep your software up to date on your computer and your mobile device. New updates remove critical vulnerabilities that hackers have found to steal your information.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Use anti-virus protection and firewall to help fight attacks.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Choose strong passwords and update them often.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Adopt a two-factor authentication when logging into programs with sensitive information.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Only connect to secure Wi-Fi and don\u2019t allow others to connect to your personal network.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Be aware of phishing scams and think twice before opening a suspicious email.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Never give your personal information over the phone or email to an unknown person.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Back up your data often and keep it in multiple places \u2014 for example, your iCloud and an external drive.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Review your online accounts and credit reports often and immediately report any suspicious activity.\u00a0<\/span><\/li>\n<\/ol>\n<p><b>Common Types of Security Breaches<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Now that you know how to help prevent an attack, it\u2019s important to know what to look out for. Hackers get smarter every day and are coming up with new ways to access and steal your information. Sometimes, even human error can lead to a hack but with education and awareness, you can help reduce your risk.\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Malware \u2014 This is when hackers use spyware, viruses, or ransomware to attack you through a network vulnerability. Typically, this happens when you click a link or suspicious email, allowing them to break into your network and obtain your information.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Phishing \u2014 Have you ever seen a house or an apartment for a great price that seems too good to be true? Well, it probably is and it\u2019s probably a result of phishing. This is when you see an ad or communication that seems to be from a reputable source. They try to get you to share your credit card information and steal your identity or your bank account. This type of hack is becoming more and more common, especially since the onset of the COVID-19 pandemic.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Man-in-the-middle attack \u2013 Also known as an eavesdropping attack, this is when someone intercepts information in the middle of a transaction. This may happen when you\u2019re on an unsecured network, and the hacker inserts themselves between the device and the network.<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">Denial-of-service attack \u2014 To do this, hackers exhaust a network through a series of attacks so the system can no longer fulfill legitimate requests. This often happens to businesses, and they can\u2019t operate properly until it\u2019s resolved and they risk losing all their customer data.<\/span><\/li>\n<\/ul>\n<p><b>When to be on High Alert for a Cyberattack<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Even though anyone can experience an attack at any time, there are a few key periods to be sure you\u2019re taking the extra precautions to protect your information.\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">When you\u2019re using your mobile device or computer to make a purchase or money transfer. This should only be done when you are on a personal, secure network and you should only transfer money to someone you know.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">The holidays are a common time to see a rise in cyberattacks as more people are making purchases online and might be browsing sites they don\u2019t typically visit.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">During an election period. In recent years, we\u2019ve seen the number of <\/span><a href=\"https:\/\/www.americanbar.org\/news\/abanews\/publications\/youraba\/2019\/october-2019\/experts-weigh-in-on-waking-up-to-cyber-threats-to-2020-elections\/\"><span style=\"font-weight: 400;\">cyberattacks rise during U.S. election periods<\/span><\/a><span style=\"font-weight: 400;\">, and usually from international hackers. It\u2019s important to double-check your emails before opening them from an unknown source and never give your information out online to a stranger.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">If you\u2019re sharing your medical information online with your provider, double-check who has access to it and where you\u2019re sharing it. As more people opt for this type of service amid the pandemic, a number of fake medical sites have popped up and they\u2019re stealing patient information. Check with your provider directly to ensure your information will be safe.\u00a0<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">We hope these tips help protect you and your information online. To learn more about how we can help protect you and your family, please visit our website to <\/span><a href=\"https:\/\/patrons.com\/find-agent.htm\"><span style=\"font-weight: 400;\">find an agent.<\/span><\/a><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Cybersecurity attacks result in millions of dollars in damages each year, affecting individuals and businesses alike. Experts predict that an [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":87,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[1],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.patrons.com\/blog\/wp-json\/wp\/v2\/posts\/86"}],"collection":[{"href":"https:\/\/www.patrons.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.patrons.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.patrons.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.patrons.com\/blog\/wp-json\/wp\/v2\/comments?post=86"}],"version-history":[{"count":1,"href":"https:\/\/www.patrons.com\/blog\/wp-json\/wp\/v2\/posts\/86\/revisions"}],"predecessor-version":[{"id":88,"href":"https:\/\/www.patrons.com\/blog\/wp-json\/wp\/v2\/posts\/86\/revisions\/88"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.patrons.com\/blog\/wp-json\/wp\/v2\/media\/87"}],"wp:attachment":[{"href":"https:\/\/www.patrons.com\/blog\/wp-json\/wp\/v2\/media?parent=86"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.patrons.com\/blog\/wp-json\/wp\/v2\/categories?post=86"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.patrons.com\/blog\/wp-json\/wp\/v2\/tags?post=86"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}