Homeowner's Insurance

Protect your greatest asset with a Patrons Oxford homeowner policy. We provide you with a competitive product that can be customized with increased limits and special endorsements to meet your specific needs.

Policy Coverages

A homeowner policy provides coverage for your:

Owner occupied dwelling
Other structures on the premises
Personal property
Loss of use
Comprehensive personal liability for bodily injury or property damage to others

Save Money With Attractive Credits

Loss Free – up to 15%
Multi-policy discount – 10%
Protective Devices such as security systems/smoke alarms – up to 10%
Participating in a qualifying employer or affiliated group program – 5%
Paying your bills using EFT (Electronic Funds Transfer) – 5%

Other Reasons to Insure Your Home With Us

Older home? You may still qualify for our Preferred tier - check with a local agent
Inflation Guard protection
Higher deductible options to save you premium dollars – up to 35% credit
Maximize your protection with our “Plus” endorsement (click for additional information)
Do you have a home business? Does your business qualify? Check our listing of qualifying home businesses
Homeowner program available for modular homes
Homeowner program available for manufactured homes (click here for additional information)

Various Payment Options

Patrons Oxford offers a variety of ways to pay your bill. Click here for more information.

Contact us today!

Contact your local independent agent and ask for a quote through Patrons Oxford.