by patronadmin | Sep 5, 2024 | Safety, Tips
Standard homeowners insurance policies often cover personal use musical instruments. It is important to check your policy to find out the total coverage limit for your personal property. If you have about $150,000 to replace all of your personal items in an incident...
by patronadmin | Aug 6, 2024 | Ideas, Safety, Tips
Beachgoers this year, and every year, need to be aware of rip currents. “Rip” in this case could stand for “rest in peace,” because these currents can be deadly. In the U.S., about 100 people drown in rip currents every year. Lifeguards in the U.S. rescue another...
by patronadmin | Jul 1, 2024 | Safety, Tips
As the weather warms and summer returns, it’s time to GRILL! There are some risks that come along with grilling, regardless of which type of grill you are using. Every year, 7,000 Americans are injured while using barbecue grills. Unfortunately, these incidents are...
by patronadmin | Jun 4, 2024 | Safety, Tips
While home insurance is a valuable safeguard for your property, it’s essential to be aware of its limitations. Here are common exclusions in home insurance policies and alternative protection strategies: Flood Damage: Home insurance typically does not cover...
by patronadmin | May 1, 2024 | Ideas, Tips
Maintaining your home involves more than just cleaning and minor repairs. It’s important to understand the lifespan of various home components to plan and budget for their eventual replacement. Here’s a guide on the typical lifespan of key items in your...
