As a proud owner of a mercantile business in the vibrant landscapes of New Hampshire and/or Maine, you know that running a retail venture comes with its unique challenges and rewards. Your business is a hub of activity, connecting customers with the products they love. Now, it’s time to ensure the security and continuity of your establishment. Enter Patrons Oxford Insurance and our robust Businessowners Policy (BOP), designed to protect your mercantile enterprise. Let’s delve into the benefits of business insurance tailor-made for your industry and how Patrons Oxford can be your steadfast partner in success.

The Patrons Oxford Businessowners Policy (BOP) isn’t just an insurance policy—it’s your safety net against the uncertainties that can impact your mercantile business. Our BOP is specifically curated for a range of mercantile establishments, including:

  • Arts and Crafts Supplies
  • Bakeries
  • Book Stores
  • Candy Stores
  • Bridal Stores
  • Convenience Stores
  • Florists
  • Grocery Stores
  • Ice Cream Stores
  • Costume Jewelry Stores
  • Liquor and Wine Stores
  • Musical Instruments
  • Office Supplies
  • Pet Supply Stores
  • Tuxedo Shops
  • Variety Stores
  • Clothing Stores

Every mercantile business is unique, and that’s why our Patrons Oxford BOP is designed with customization in mind. Whether you’re a florist safeguarding delicate inventory or a grocery store owner protecting against unforeseen disruptions, our BOP is tailored to fit your precise needs.

Enhance your coverage even further with our Presidential Security Endorsement. This industry-specific endorsement adds over 40 new coverages or limit increases, along with a Bucket Limit of up to $250,000. It’s a testament to our commitment to ensuring your business is shielded against a wide range of potential risks.

For mercantile businesses that rely on machinery and equipment, our BOP offers Equipment and Mechanical Breakdown coverage. This optional endorsement covers everything from business systems to machinery and equipment. Comprehensive coverage, business interruption protection, and extra expense coverage keep your business resilient in the face of unexpected challenges.

Employee-related lawsuits can disrupt the harmony of any business. With Patrons Oxford’s EPLI endorsement, you gain valuable protection against claims stemming from wrongful termination, discrimination, harassment, and more. Your business is in good hands with us.

When the unexpected surpasses the limits of your primary policy, our Commercial Umbrella has you covered. It extends the coverage of your Patrons Oxford Businessowners policy, providing an extra layer of assurance for your business.

In the digital age, protecting your restaurant’s online presence is paramount. We offer Cyber Liability Coverage as part of our comprehensive Businessowners Policy (BOP). In Maine and New Hampshire, you’ll have peace of mind with $50,000 of coverage available for only $56—an offering that’s automatically included in our BOP. Looking for even more protection? Opt for $100,000 of coverage for just $226. For those seeking higher limits, we’ve got you covered too.

Budget considerations are paramount for businesses of all sizes. Patrons Oxford Insurance offers affordability with a minimum premium of just $500 for our Businessowners Policy. Comprehensive coverage doesn’t have to break the bank—we’re here to make it accessible for you. Your mercantile business reflects your passion and dedication. Patrons Oxford Insurance is dedicated to fortifying your journey by providing tailored insurance solutions that secure your achievements. With our Businessowners Policy, customizable endorsements, and competitive premiums, we’re your ally in prosperity. Connect with your local Patrons Oxford insurance agent today to explore how our BOP can bolster your mercantile business.