Behind the bustling streets of New Hampshire and Maine, office-based businesses serve as the backbone of their communities. As the owner of an office business, you’re dedicated to delivering valuable services and expertise. Now, it’s time to secure your legacy with Patrons Oxford Insurance and our comprehensive Businessowners Policy (BOP). Let’s discuss the benefits of business insurance designed for office-type businesses, and how Patrons Oxford can be your unwavering partner in safeguarding your professional success.
The Patrons Oxford Businessowners Policy (BOP) is more than just insurance—it’s a fortress of protection tailored for businesses office businesses like yours. Our BOP caters to a wide array of office-based businesses, including:
- Accountants
- Advertising
- Appraisers
- Architects
- Auditing and Tax Services
- Bookkeeping
- Chiropractors
- Dental Offices
- Engineers’ Offices
- Financial Planning
- Graphic Design
- Insurance Agents
- Interior Designers
- Lawyers
- Massage Therapists
- Medical Offices
- Optometrists
- Real Estate Agents
- Travel Agencies
- Veterinarians
Every office business is unique, with distinct challenges and specialties. The Patrons Oxford BOP is designed with your individual needs in mind.
To provide an extra layer of security, our Presidential Security Endorsement enhances the coverage of our BOP. This industry-specific endorsement introduces over 40 new coverages or limit increases, along with a Bucket Limit of up to $250,000. It’s our commitment to ensuring your professional office is safeguarded against a wide spectrum of potential risks.
For businesses that rely on technology and equipment to deliver exceptional service, our BOP includes Equipment and Mechanical Breakdown coverage. This optional endorsement covers a variety of equipment, from computers to machinery. Comprehensive coverage, business interruption protection, and extra expense coverage ensure your business remains resilient even in the face of unexpected challenges.
Employee-related lawsuits can disrupt the harmony of any office. With Patrons Oxford’s EPLI (Employment Practices Liability) endorsement, you gain valuable protection against claims stemming from wrongful termination, discrimination, harassment, and more. We’re here to support you in creating a positive and compliant work environment.
When the unforeseen surpasses the limits of your primary policy, our Commercial Umbrella steps in. It extends the coverage of your Patrons Oxford Businessowners policy, offering an added layer of security for your office business.
In the digital age, protecting your office’s online presence is paramount. We offer Cyber Liability Coverage as part of our comprehensive Businessowners Policy (BOP). In Maine and New Hampshire, you’ll have peace of mind with $50,000 of coverage available for only $56—an offering that’s automatically included in our BOP. Looking for even more protection? Opt for $100,000 of coverage for just $226. For those seeking higher limits, we’ve got you covered too.
We recognize that financial considerations play a vital role in businesses of every scale. Patrons Oxford Insurance prioritizes affordability, offering a minimum premium of only $500 for our Businessowners Policy. This ensures that comprehensive coverage isn’t a distant goal but a tangible reality, as we are dedicated to making robust protection accessible to you.
Patrons Oxford Insurance is here to fortify your journey by providing tailored insurance solutions that protect your accomplishments. With our Businessowners Policy, customized endorsements, and competitive premiums, we’re your proud partner in success. Connect with your local Patrons Oxford Insurance agent today to discover how our BOP can elevate your office business.